CANNABIS INSURANCE
888 727 9287
CANNABIS INSURANCE
888.727.9287
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GENERAL LIABILITY
Premiums starting from $500 per year.
No deductible option available. Limits up to $2,000,000. Includes additional insured certificates, vendor certificates, "waiver of subrogation" and "primary wording" at no charge.
Approved business types:
3rd Party Processors / Harvesters
Cultivators (indoor, outdoor, greenhouses)
Manufacturers
Wholesale / Distributors
Transporters
Retailers
Management Offices
Landlords
Smoke Shops
Garden / Hydroponics Stores
WORKERS COMPENSATION
Premiums starting from $1,000 per year.
Limits up to $1,000,000. Special program for cannabis industry available for most businesses. Includes employer's liability with no deductibles. Easy application process . We provide assistance with carrier policy audits. inspections and claims reporting process. Coverage available for business with no prior coverage, lapse in coverage or negative claims history.
Approved business types:
All Cannabis related businesses
COMMERCIAL AUTO
Premiums starting from $800 per year.
No deductible option available. Limits up to $2,000,000. Includes Non-Owned (employee) and Hired Auto liability. Special discounts for fleets of 5 or more vehicles. Optional comprehensive, collusion, uninsured motorist liability, under-insured motorist liability coverage,and roadside assistance are available from our carriers. Simple and quick application process. Same day coverage available for most businesses.
Approved business types:
All Cannabis related businesses
PRODUCT LIABILITY
Annual premiums starting from $1,250 for "Medical" and $3,000 for "Recreational" cannabis businesses.
Limits up to $1,000,000 and deductibles as low as $5,000 available. Coverage can be issued retroactive up to 5 years. Additional insured certificates (or vendor certificates) are $100 each. No charge for "waiver of subrogation", "primary wording". Product withdrawal coverage with up to $100,000 limit available.
Covered Products:
Scheduled Cannabis, Hemp and CBD products
None-Cannabis, Hemp and CBD products
( i.e. Equipment- Manufacturers)
Cultivation (indoor, outdoor and greenhouses)
Approved business types:
Manufacturers
Retailers
Management Offices
Garden / Hydroponics Stores
CROP LIABILITY
Premiums starting from $500 per year.
Limits up to $10,000,000 per location. Crop coverage extend when the Seeds, Seedlings, Living Plants, Harvested and or Finished-Stock that is located in an approved and scheduled building and / or greenhouse. No lower sublimits for covered items.
Covered items:
Seeds
Seedlings / Clones
Vegetative Plants
Flowering Plants
Harvested Plants
Finished Stock
Approved business types:
Cultivation Operations (Cannabis, Hemp, CBD)
Indoor, Outdoor and Greeenhouse
Approved for: "Medical" and "Recreational" businesses
EXCESS LIABILITY
Premiums starting from $900. Limits up to $5,000,000 available. Coverage provides additional limits in excess of your current general liability insurance policy. Deductibles range from $0 to $10,000.
Approved business types:
All Cannabis related businesses
EQUIPMENT BREAKDOWN
Premiums starting from $500. Limits up to $10,000,000 available. Covers losses due to mechanical or electrical breakdown of nearly all type of equipment, loss of your business income, reputational recovery, data compromise and any other property damaged by the equipment breakdown.
Approved business types:
All Cannabis related businesses
CYBER LIABILITY
Premiums starting from $500. Limits up to $1,000,000 available. Covers your business' liability for a data breach in which your customer's personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to your company's computers or internet servers.
Approved business types:
All Cannabis related businesses
HEALTH, DENTAL
We have access to all approved insurance carriers and state run health insurance exchanges. Individual health, group health, dental and vision coverages are available. Easy application process. Assistance with application and compliance is available.
Approved business types:
All Cannabis related businesses
LIFE
Protect your business with term life insurance. It pays only if death occurs during the term of the policy, which usually from one to 30 years.
Coverage types:
Buy-Sell Agreement (partners or officers)
Key Employee
Individual (owner)
Approved business types:
All Cannabis related businesses
Western United Commercial Insurance Services
430 N El Camino Real, Suite D, San Clemente, CA 92672
Phn 949 529 0774 Fax 949 386 1726
CA Department of Insurance License # 0D63182
Since 2001
www.wucis.com
www.GetWCNow.com
www.CaliforniaWorkersCompensationInsurance.com
www.PrimeWorkersComp.com